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Travel

Car hire insurance advice needed
 
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Car hire insurance advice needed
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Mike Loveless
02/02/10 17:17
 58 forum posts 1 classified

Hi,

I am off to New Zealand next week for three weeks and have a hire car booked with Hertz.

I am currently looking it this website to reduct the cost of the added insurance

http://www.insurance4carhire.com/

As I understand it the above site will cover any excess following a claim though you first have to pay the hire car company and then claim it back from them. It also covers any caim to the roof, underside and bonnet of the car withare ot covered with the Hertz extra insurance.

Any advice or suggestion would be great

Mike

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Brian Wyld
03/02/10 23:03
 193 forum posts 114 photos

Iv'e taken this insurance out  for the last few years as we fairly regularly hire cars in France.

Seems a good deal to me as the car hire companies really do rip you off.

Got stung last year for about £180 for a small scratch on a bumper.  Couldn't prove it wasn't us who had done as it was peeing down with rain when we got the car and would have been impossible to see.

Like all insurance its peace of mind.  If you do have to use it ,make sure you claim quickly as there's a time limit on it.

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Mike Loveless
03/02/10 23:39
 58 forum posts 1 classified

No problems with the claim?

Mike

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Brian Wyld
04/02/10 23:06
 193 forum posts 114 photos

Er, yes actually Mike.

My own fault as I left it over the time limit.  They were very apologetic but it was about a month past the cut off date so I couldn't complain.

Just shows you should always read the small print.  They did say they would have paid up OK if I had claimed in time but I suppose they would say that wouldn't they.

I,d still take it out again though.

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Simon Barry
05/02/10 13:35
 3452 forum posts 8 bookmarks

Just shows you should always read the small print.

Oh yes...many years ago I used to work in the insurance industry.  To an extent, it doesnt matter what you are insured for - what is important is under what conditions will you not be paid out and  what they will not pay out on no matter what.

As long as you understand and are happy the limitations, then you shouldnt have any nasty surprises.

Yers...I know...I said "shouldnt"...

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Parky Again
05/02/10 13:46
 10647 forum posts 37 reviews 80 bookmarks
indeed simon. if insurance is cheap it's because something isn't covered or there is a huge excess. simples.
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merline williams
09/06/10 14:05
 1 forum post

You can go for Car Rental Insurance.

I have used it when I was in Ireland and it served quite well. 

Or if you want you can go for comparison sites on internet. This would give you more option to choose from.

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Patrick Smith
16/06/10 10:18
 1 forum post

Hi,

I chose icarhireinsurance last month as me and the family hired out a car in France.

Was a good deal to me

https://www.icarhireinsurance.com/

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Edited: 16/06/10 10:19
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scardycat
20/06/10 09:16
 35 forum posts

you dont actually need car insurance in new zealand. i know when i hired the car i took their big policy out, that would pay repairs for both parties. but its not an essential when hiring a car,

personally i wouldnt go without though

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sam Driscoll
20/07/10 13:09
 1 forum post
so many time I hired a car in different countries, but the cheapest one I got in Ireland without decreasing the quality of a car, its really a miracle for me because I don't get the cheapest car even in own country !!!!!thats spirit of the
Car Hire Excess
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Edited: 20/07/10 13:11

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