I agree with your assessment of the Hilltop jacket, I have used one on long distance treks in Scotland, and have been impressed by how they kept my top dry - and Yes, the hood is very good. However although long, it stops above the knee, so water cascades off the jacket onto the lower legs - and saturates trousers quickly, as you found. I think you have to wear waterproof trousers with the Hilltop. For myself, I do not like Rohan bags in rain, they get wet and being polycotton stay wet and very uncomfortable, there is no warmth in the material - and I find they take a lot longer than half an hour to dry!